Student loan debts are at a crisis level in nationwide, but at Bismarck State College applications are down.

The Bismarck Tribune says BSC students took out just over seven million in loans for the 2017-18 school year.

That figure is down from nine million in 2013-14.

Scott Lingen, spokesman for the school's financial aid department says he hopes that decline indicates that students – and their families – are getting more savvy about their borrowing.

Mr. Lingen says the loans have been downtrending at the college for about a decade: "I hope it is students getting smarting and catching wind of everyday in the news ... the student loan debt crisis," he said.

U.S. Secretary of Education Betsy DeVos said last month that student loan debt has reached crisis proportions, with $1.5 trillion in national debts.

Mr. Lingen said his staff will continue to educate current and prospective students every chance possible.

SuperTalk 1270 personality Dave Ramsey has some thoughts on deal with student loans. See above...



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